When you hear 2% as a buyer, the key questions are: who is actually paying it, what work is included for you, and how that structure affects your offers, credits and negotiating power.
- Is this 2% coming out of the listing’s offer to the buyer side, or on top of it?
- How many homes, strategy sessions and negotiations are realistically included?
- What happens if a listing offers less than this amount to the buyer side?
- How do we structure this so my offer still looks strong to the seller?
- Clear plan on neighborhoods, price points and monthly payment before tours.
- Offer strategy that balances strength with safety on price and contingencies.
- Hands-on help through inspections, appraisal and repair negotiations.
- Someone watching for long-term resale, not just getting any offer accepted.
This page is for education only and is not legal, tax or financial advice. Commission amounts, credits and structures are always negotiable and must be agreed to in writing between you and your broker. If you have an existing agreement with another brokerage, this is not a solicitation.
If you are looking at a 2% buyer-side agreement now and want someone to walk line-by-line through what it means for your search, Ms Banks can review it in plain language for your specific San Diego price point.